The Rissington Podcast

Episode Eight | 01/04/2008

Download Episode 8 (mp3) or listen right here:

This show was recorded back in February, but only now have we had the chance to edit it and get it out. This one features Mr Clayson more, which is a joy to behold.

The Crazy Things That Happen When You Buy Cheap Car Insurance

You know what they say: you get what you pay for. When it comes to car insurance, the old adage rings especially true. If you purchase a cheap policy, chances are that it will not cover much. You’ll get cheap coverage and be left with many uncovered expenses if something happens to your car. Fortunately, finding affordable car insurance isn’t exactly rocket science; there are many different ways to save money on this essential type of coverage. But buying cheap is rarely one of them. Here are some things that happen when you buy cheap car insurance:

Your car insurance may not cover certain repairs.

Insurance companies will avoid paying for products that are expensive to replace. If you have a cheap insurance policy, it may not cover the cost of towing or fixing expensive repairs. If you drive an expensive car, you will want to make sure your policy covers expensive repairs.

Your insurer may drop you after a claim.

Cheap insurance companies might look for reasons to drop customers after filing a claim. They do this to avoid covering expensive repairs. If you buy cheap car insurance, you may be a customer that these companies drop. Your insurer may also increase your premium drastically.

You’ll pay high excess amounts for repair coverage.

Insurance companies balance their budgets by charging different rates for different types of coverage. If you buy a policy with a very high excess, you’ll pay less for the policy overall. However if you have a very cheap policy with a high excess, you’ll have to pay the entire deductible amount out of pocket if you need to file a claim.

They may call your car a write-off

If you buy a cheap policy, you’re likely to have very limited coverage if something happens to your car. Your insurance company may not even pay for repairs, especially if you have a very cheap policy. Instead, they may call your car a total loss and only pay a minimum trade value for it.

Shout Outs

• Alun Rowe, Mayor of Thame, for the lovely RAF books

• cross stitch instructions of the Rissington Podcast

The Questions

• What Podcasts do you listen to regularly? John chose Summer Heights High video podcast.
• Resources for Fireworks: There aren’t any – leave suggestions in the comments!
• How do you respond when a client asks you just to ‘make a website?’.
• Advice for a Morale Officer!
• Differences between US and UK clients
• Most British way to respond to client critiscm
• Which gigs are most looking forward to this year? At any cost, we’d see Starflyer 59 (Jon)
• Savoury pies: Shortcrust or Puff Pastry top? Best filling?
• What CMS?
• Would you rather design an entire web in lite brite or finger paint?

• Tips for representing yourself online.

Notes

• Child buys car on ebay

• Since the recording of this episode, Safari 3.1 has been released, which supports @font-face – no need to download a nightly (unless you want to!).

BTW – today is the 90th anniversary of the RAF!

Download Episode Eight as: m4a or as mp3

Tally ho and chocks away!